Filing bankruptcy is not a failure. It is a unique financial planning tool that can change your life. But that
word bankruptcy...When you think of the word bankruptcy, do you get a sick feeling? It is okay; most people do. No
one wants to file bankruptcy. But unfortunately, a great deal of people have no other choice. It is not nearly as bad
as the word sounds. When your bills have gone unpaid for months and you continue to earn the bare minimum just scraping by,
hiring a Utica, NY bankruptcy lawyer is sometimes the best option. Or maybe you are up to date on paying your bills since you
have been withdrawing from your 401K and have finally come to the realization that you just can't keep up the payments
anymore. A great many people think they should enter into a program with a debt settlement company or a credit counseling
program before filing bankruptcy. The problem is most times these companies get you into a worse situation than before.
There are others that may be reading this right now that think they are either too young to file bankruptcy or scared to
file because they heard they will lose their car or family and friends tell them not to do it. I want to breakdown all the
misconceptions and give you the truth during a free consultation with me. I want to share with you my own personal
experiences and how it can eliminate your debt, stop harassing debt collector calls and let you sleep at night again.
Our Utica Bankruptcy Attorney Firm helps clients obtain debt relief by filing Chapter 7 or Chapter 13 Bankruptcy and we will continue to help our clients obtain a fresh start.
We understand that most unpaid debts are the result of medical issues, loss of job, divorce or bad luck. Many of our clients even find themselves in a situation where they are being sued by a debt collector; Asset Acceptance, Capital One, Chase Bank, Citibank. Did you know that if you file bankruptcy, these debts and most judgments against you will most likely be discharged in a Utica Chapter 7 Bankruptcy? You are probably in a situation where you are trying to figure out what to do. You have probably been thinking about filing bankruptcy in Utica, Auburn, Ithaca, Syracuse, Oswego, Watertown, Cortland or CNY for quite some time, but you were worried about what you have heard about filing bankruptcy. Stop worrying. Most people recover from a bankruptcy on their credit report within two years.
The Utica Bankruptcy Law Firm of Russell S. Simonetta, Esq., has a commitment to aggressive, relentless advocacy on
behalf of each client to stop creditor harassment and to help individuals and families get a fresh start. Though as
aggressive as we may be in defending your rights, you are not going to see us parading on websites or advertisements
with arms crossed looking tough. WE DO NOT HAVE LAWYER EGOS. We understand what our clients are going through. We treat
our clients with respect and compassion. That is how we do business. Whether you are the real estate agent that has not
sold a property in months, the construction worker trying to put food on the table to feed his family, or the janitor down
the street working two jobs, we have devoted our professional careers to helping our clients with their problems and take
extreme pride in the results we achieve for them through Chapter 7 or Chapter 13 Bankruptcy.
If you are feeling overwhelmed by your debts, we can help. We are not a law firm with twenty lawyers where you will get lost in the shuffle or a law firm that handles criminals, personal injury and bankruptcy. ALL WE DO IS BANKRUPTCY. We devote all our time to that one area of practice. Trust our dedication to providing effective representation while focusing on your needs. Like our slogan says, "Life Has A Fresh Start Button." Let us help give you a fresh start on life.
Call us today at 315-472-DEBT (472-3328) or complete our online form to discuss your need for debt relief in a free office consultation with an experienced Utica, Auburn, Cortland, Ithaca, Oswego, Watertown, Syracuse and CNY Bankruptcy Attorney.